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Buyer’s Closing Day
- Perform final walk through.
- Confirm activation of utilities.
- Bring cashier’s check (or wire funds) to closing.
- Bring I.D. to closing (or arrange for pre-closing paperwork).
- Transfer U.S. mail.
- Other: (check with your agent).
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Buyer’s Responsibilities
- Present written purchase offer to seller.
- Secure financing (and provide earnest money).
- Arrange for (or waive) a home inspection within a specified time frame.
- Provide information required by the title company.
- Apply for utilities.
- Arrange for Homeowners Insurance.
- Provide Homeowners Insurance information to the lender.
- Forward final documents (and income verification) to the title company.
- Perform a walk through prior closing.
- Other: (Check with your agent).
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Moving
- Cancel Services
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- Cable Internet
- Phone
- Electric
- Gas
- Water
- Sewer
- Trash
- Lawn Care Cleaning
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- Packing
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- Purge unused items
- Reserve truck and movers
- Reserve storage unit(s)
- Pack infrequently used items ahead of time Start a “Family Move Kit” for first night
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- Moving Day
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- Arrange help/care for kids or pets Dispose of trash and fridge items
- Have cash to tip movers
- Final cleaning
- Final walk through
- Leave keys, garage door openers, Warranties, manuals, remotes and Forwarding address for new owners
- Lock all doors and windows
- Pack infrequently used items ahead of time Start a “Family Move Kit” for first night
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- Notify Change Of Address
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- Family & Friends
- U.S. Postal Service
- Banks
- Loans
- Automated Payments
- Credit Cards
- Driver’s License
- Insurance
- IRS
- Social Security
- Voter Registration
- Investments
- Employer
- Doctors
- Schools
- Subscriptions
- Associations
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- Organizing
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- Notify and transfer schools
- Transfer medical records Refill prescriptions
- Apply for utilities
- Use area gift cards
- Save moving receipts
- Keep personal and financial documents In one box
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- Cancel Services
- Property Wish List
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Seller’s Responsibilities
- Disclose all past and present knowledge of any situations or conditions that could be considered important to the buyer.
- Compensate both Seller’s Agent Fee and Buyer’s Agent Fee at closing.
- Secure a clear title.
- Obtain a Certificate of I&I Inspection. (Applies to Cloquet, Duluth , Hermantown and Proctor ).
- Obtain a Lateral Line Inspection Certificate. (Applies to Hermantown and Proctor ).
- Obtain a Certificate of Septic Compliance/Non-Compliance.
- Transfer property as presented and agreed upon in the Purchase Agreement.
- Remove all personal belongings and garbage by the day of closing.
- Submit a paid-in-full receipt for final garbage bill.
- Leave all keys, garage door openers, remotes, manuals and warranties.
- Property is in a clean state upon transfer of ownership.
- Other:(check with your agent).
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Seller’s Closing Day
- Confirm all personal belongings and garbage have been removed.
- Submit a receipt for final garbage bill.
- Provide receipt(s) for work performed to satisfy the Purchase Agreement.
- Confirm transfer of utilities.
- Leave all keys, garage door openers, remotes, manuals and warranties.
- Perform final walk through.
- Lock all doors and windows.
- Stop U.S. mail.
- Bring I.D. to closing (or arrange for pre-closing paperwork).
- Other:(check with your agent).
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